Percentages
Percent means per hundred. 35% is 35 out of every 100 — a fraction with the bottom already agreed on, which is exactly why percentages caught on. Two fractions with different denominators are hard to compare; two percentages never are.
That is also the key to doing them in your head. You are never really calculating a percentage; you are building it out of a few you already know.
Build everything from 10%
10% is the number with the decimal point moved one place to the left. Every other percentage is a short sum of pieces built from it.
| Want | Do this | Example (of 240) |
|---|---|---|
| 10% | move the point one place | 24 |
| 1% | move the point two places | 2.4 |
| 20% | double 10% | 48 |
| 5% | half of 10% | 12 |
| 15% | 10% + 5% | 36 |
| 25% | quarter — halve, halve again | 60 |
| 35% | 10% + 20% + 5% | 84 |
17% of 300 → 10% is 30, 5% is 15, 1% is 3, so 30 + 15 + 3 × 2 = 51.
The percentage flip
x% of y always equals y% of x — and one side is usually far easier.
4% of 25 is awkward; 25% of 4 is 1. 18% of 50 → 50% of 18 = 9. 12% of 50 → 50% of 12 = 6.
Percentage change
Divide the change by the original, then multiply by 100.
: the change is 10, the original is 40, so 10 / 40 = 0.25 → a 25% increase.
: the change is 10, the original is 50, so 10 / 50 = 0.2 → a 20% decrease.
Percentages do not stack
100 rises 10% → 110. It then falls 10% → 99, not 100.
The fall was 10% of 110, which is bigger than 10% of 100. The same asymmetry is why a 50% loss needs a 100% gain to recover.
Increases and discounts in one step
Do not work out the part and then add or subtract it — go straight to the final amount with a multiplier.
| Change | Multiply by | Example |
|---|---|---|
| +10% | 1.1 | |
| −10% | 0.9 | |
| +20% | 1.2 | |
| −25% | 0.75 | |
| −30% | 0.7 |
Reverse percentages
The awkward one, and the one worth practicing: you know the price after the change and want the price before.
A coat costs 60 after 20% off. 60 is 80% of the original, so the original is 60 ÷ 0.8 = 75.
A bill is 108 including 8% tax. 108 is 108% of the pre-tax amount, so it is 108 ÷ 1.08 = 100.
The everyday ones
- A 15% tip on 43. 10% is 4.30, half of that is 2.15, so about 6.45.
- A third off 27. A third is 9, so 18. Fraction-shaped discounts are faster as fractions.
- 20% off, then 10% off. × 0.8 × 0.9 = × 0.72, so 28% off — not 30%.
- "Up to 70% off". Multiply by 0.3 to see the best case in one move.
The fractions worth knowing by sight
Recognizing these removes the arithmetic entirely.
| Percentage | Fraction | In practice |
|---|---|---|
| 50% | halve it | |
| 25% | halve twice | |
| 75% | halve twice, take three | |
| 33.3% | divide by 3 | |
| 20% | divide by 5 | |
| 12.5% | halve three times |
More on where these come from in the guide to fractions, and the rest of the mental shortcuts are in mental math tricks.
Everything on this page is a percentage applied once. Applied repeatedly it becomes interest, depreciation and inflation — compound growth, effective rates, loan repayments and annuities are worked through in decimals, percentages and interest.
The mistakes worth naming
- Dividing by the new amount in a percentage change. The original is the reference, always.
- Adding the discount back to reverse it. Divide by the multiplier instead.
- Adding successive percentages. Multiply the multipliers; 20% then 10% is 28%, not 30%.
- Confusing a percentage with a percentage point. A rate going from 4% to 5% is up one percentage point — and up 25%.
Practice these in the game
Math Challenge has a Percentages topic that drills the core move — a percentage of a number — starting at 10%, 25% and 50% of friendly numbers and widening to the less-memorized ones as you get them right. That is the piece everything on this page is built out of, and it is the piece worth making automatic.
The percentage flip is also one of the 36 illustrated Magic Tricks lessons, which teach the reasoning first and then drop you into practice on it. That one is part of the Pro set rather than the free starter tricks — the Percentages topic above needs no purchase.
Your turn
Three to try — tap what you get.
25% of 80
15% of 200
A $40 shirt drops by 10%. New price?